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Enacted March 1, 2003 - updated March 7, 2009

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Certain areas of the Town of Waterford, Maine are subject to periodic flooding, causing serious damages to properties within these areas.  Relief is available in the form of flood insurance as authorized by the National Flood Insurance Act of 1968.

Therefore, the Town of Waterford, Maine has chosen to become a participating community in the National Flood Insurance Program, and agrees to comply with the requirements of the National Flood Insurance Act of 1968 (P.L. 90-488, as amended) as delineated in this Floodplain Management Ordinance.

It is the intent of the Town of Waterford, Maine to require the recognition and evaluation of flood hazards in all official actions relating to land use in the floodplain areas having special flood hazards.

The Town of Waterford has the legal authority to adopt land use and control measures to reduce future flood losses pursuant to Title 30-A MRSA, Sections 3001-3007, 4352, 4401-4407, and Title 38 MRSA, Section 440.

The National Flood Insurance Program, established in the aforesaid Act, provides that areas of the Town of Waterford having a special flood hazard be identified by the Federal Emergency Management Agency and that floodplain management measures be applied in such flood hazard areas.  This Ordinance establishes a Flood Hazard Development Permit system and review procedure for development activities in the designated flood hazard areas of the Town of Waterford, Maine.

The areas of special flood hazard, Zones A and AE for Town of Waterford, Maine, Oxford County Maine, identified by the Federal Emergency Management Agency in a report entitled “Flood Insurance
Study – Oxford County dated July 7, 2009 with accompanying “Flood Insurance Rate Map,”
1038, 1039, 1180, 1181, 1182, 1183, 1191, 1194, 1201, 1202, 1206, 1208, 1209, 1211, 1212, 1213, 1214, 1216, 1217, 1218, 1236

derived from the county wide digital flood insurance rate map entitled “Digital Flood Insurance Rate Map, Oxford County,” which are hereby adopted by reference and declared to be a part of this Ordinance.


Before any construction or other development (as defined in Article XIII), including the placement of manufactured homes, begins within any areas of special flood hazard established in Article I, a Flood Hazard Development Permit shall be obtained from the Code Enforcement Officer.  This permit shall be in addition to any other permits which may be required pursuant to the codes and ordinances of the Town of Waterford, Maine.


The application for a Flood Hazard Development Permit shall be submitted to the Code Enforcement Officer and shall include:
A.   The name, address and phone number of the applicant, owner, and contractor;

B.    An address and a map indicating the location of the construction site;

C.    A site plan showing location of existing and/or proposed development, including but not limited to structures, sewage disposal facilities, water supply facilities, areas to be cut and filled, and lot dimensions;

D.   A statement of the intended use of the structure and/or development;

E.    A statement of the cost of the development including all materials and labor;

F.    A statement as to the type of sewage system proposed;

G.   Specification of dimensions of the proposed structure and/or development;

[Items H-K.2 apply only to new construction and substantial improvements.]